Individual Current
Account
Simple, seamless banking at your fingertips. No hidden charges, no clumsy reports bank with full control with the Regent Individual Current Account.
Unlimited Transactions
NDIC Insured
24/7 Access
Transactions
Unlimited
daily
Min. Balance
₦5,000
to open
Support
24/7
available
Account Benefits
Premium banking features designed to give you full control of your finances.
Unlimited Transactions
Make as many transfers, payments, and withdrawals as you need no daily transaction caps.
24/7 Banking Access
Access your account anytime via our mobile app, internet banking, or USSD always available.
Personal Debit Card
Get a dedicated debit card for seamless POS and online payments anywhere in Nigeria.
Transaction History
View detailed statements and transaction history at any time through our app or branch.
No Hidden Charges
Transparent fee structure know exactly what you pay with no surprise deductions.
Dedicated Support
Our customer service team is always available to assist you with any account queries.
Open Your Account in 3 Simple Steps
Our team guides you through every step for a smooth and fast account opening experience.
Visit or Apply Online
Walk into any Regent MFB branch or start your application through our online portal.
Submit Your Documents
Provide a valid ID, passport photograph, proof of address, and your BVN.
Make Your First Deposit
Deposit a minimum of ₦5,000 and your account is activated same day.
What You Need
Valid Means of Identification
Driver's License, International Passport, Voter's Card, or National ID/NIN Slip.
Passport Photograph
A recent clear passport photograph.
Proof of Residence
Utility bill not older than 3 months showing your current address.
BVN
Your Bank Verification Number (BVN) is required for account opening.
Initial Deposit
A minimum opening deposit of ₦5,000 to activate your account.